A Mortgage Broker is a professional independent real estate financing professional who specializes in the origination of residential mortgage loans. As such, the Broker is not limited to one loan source, but has many lenders from which to choose the best program for your needs. By combining his professional expertise with direct access to hundreds of lenders, a Broker provides the most efficient and cost-effective method of obtaining the right loan program for you.
A good Broker will follow your transaction from beginning to end, protecting your interests and security. I give you peace of mind that your loan is being handled correctly and any “breakdowns” will be prevented. I monitor the hundreds of variables that can affect the outcome of your mortgage and act as a liaison between all the parties to a transaction (real estate agents, escrow, title, appraiser, credit agency, loan underwriters and processors, termite and other repair services).
You simply do not get this service from an institutional loan officer, nor an online service. And, the rates I offer are very competitive, usually less than banks offer. You get comprehensive service and you don’t pay more.
